WARNING HAGRING FBI ‘BILLION DOLLIA

Reprinted on August 30 with detailed tips on keeping families safe from the dangerous hacker threat now increasing in the US

This dangerous fraud comes for you or someone you know. This is the essence of the latest FBI warning, as US citizens lose a billion dollars for hackers through an easy mistake. As soon as you know, you know and you can’t cheat. But this attack is promoted to the elderly and other vulnerable citizens, so it is crucial to warn others.

This is the so -called Phantom Hacker attack, which was already a major threat but was “is rapidly increasing“In the last 12 months. The lure is simple and alarming and has” costs Americans at least over 1 billion $ From 2024, according to the organization. ”

It starts by phone call from your bank or a message to call your bank. In this call, you warn that one of your devices has been violated and your accounts are in danger. It is urgent to act right before your money is stolen by hackers.

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The caller instructs you to download the software to scan your computer for malware, which will then stop the hacker on their traces. Once this is done, they ask you to open and check your accounts to make sure there are no unauthorized transactions.

There is no hacker behind the scenes – You talk to the hacker. As you are binding on your accounts, they are watching through the software you just installed. Now they know where your money is and they have made it steal it from you.

“The idea is simple,” the FBI explains. “The scammers who mimic bank representatives to convince the victims that hackers have penetrated their financial account. Victims are called upon to move their money quickly to protect their assets.

Next steps may vary, but in short you receive a tracking call from the bank fraud that instructs you to move your money from the compromised account to a safe port account. They know which accounts are targeting – the most lucrative.

As the Bureau states: “The fraudster asks the victim to open their financial accounts to determine if there were any unauthorized categories – a tactic that allows the scammer to determine which financial account is more profitable for targeting.

Of course, you are suspicious. But the pin is the third step – a call, an email or even a letter from an American government service supporting the lure. Your accounts are at risk of a foreign piracy team. You need to move your money. It’s here to help.

The latest FBI warnings focus on vulnerable citizens. “FBI said fraud is targeting the elderly and warns that victims could lose their ‘savings’,” per Fox News.

I am a big fan of maintaining things simply. Just like the plague of Chinese text messages addressed to Americans for unpaid tolls or fines DMV, where the key never clicks on any links and assuming that each of these texts is fraud.

With the attacks of Phantom Hacker, the main threat index is the software application that is not the calls or the tempting or the emails or the letters. Keep the advice ruthlessly simple. When, everything Install an application or any software suggested on a call or by email or text or pop -up window. If you refuse to install the software, this scam collapses.

CEQUENCE SECURITY’s Randolph Barr says that “one of the greatest hearts is unable to help our elders when they benefit, especially after working so hard to build and maintain their life saving.

“Do not download the software at the request of an unknown person who came into contact with you,” the FBI says in his Phantom Hacker Advisory. And “Don’t allow an unknown person who came into contact with you to have control of your computer.”

Black Duck’s Aditi Gupta says that “the simplicity of this fraud is what makes it particularly convincing.

There is a new variant in this type of fraud – screen sharing via messaging applications. But again, keep the tips simple. You should never share your screen if you are asked to do so on a call, whether they call you or call them after a pop -up window or message.

This advice also extends to technology call scams, where attackers will also persuade their victims to install software on their devices. Just say no – always.

Barr says the focus should help to keep the elders and other vulnerable friends and family members safe. “The mentality here is simple: just as we protect children with parental locks, we need to protect the elderly with” family assisted “locks”.

This means that “if a senior is called upon to install software, move money or change the settings, the process should automatically bring a reliable family member as a” additional factor “before anything does not happen.”

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“If you receive suspicious requests or messages, verify authenticity by directly communicating with the source,” says Gupta. “Call your bank using a different phone line or number taken from their official website or consider visiting the nearest branch personally to confirm the legality of the request.

Barr says that “families need ways to act as the last line of defense. As children of the elderly, we can create what I would say” Senior Lock “controls, similar to children locks – only designed to protect against scams.

• “Limited facilities: Setting devices so that applications cannot be installed without a parental password or family approval. You, as a child, become the” second factor “for facilities.
• Non Admin Accounts: Make sure older people use accounts without administrator rights. Only the caregiver/child holds an administrator access, so the scammers cannot deceive them in changes in shooting or arrangements.
• Transaction Notifications & Double Authorization: Many banks allow great transport notifications or even require additional confirmation. By setting this, you can be the “second factor” before the money leaves an account.
• Expenditure and account segmentation: Keep a small daily use account for normal expenses and maintain greater savings on accounts with more stricter controls that require family participation.
• Contact filters: Enable Caller ID filtration, spam protection and MFA to reduce the exposure to e -fishermans.
• Common reviews: families can smooth out the devices and account controls-where the child literally acts as an additional set of eyes, validating that nothing unusual has happened. “

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Meanwhile, the FBI Phantom Hacker Hacker Tip remains valid:

• “Do not click on unwanted pop -up windows, links sent through text messages or e -mail links or attachments.
• Do not contact the phone number provided on pop-up, text or email.
• Do not download the software at the request of an unknown person who contacted you.
• Do not allow an unknown person who came into contact with you to have control of your computer.
• The US government will never ask you to send money through cable transfer to foreign accounts, encryption or gift/prepaid cards. ”

While the Phantom Hacker attack is specifically designed to drain your bank accounts, there are many variations based on your exhaust to install dangerous software that either gives an invader an opinion of your device or completely floods it.

However, Ruse is presented, make sure your family and friends are clear that you never install software when asked in this way. It’s always a threat.